Deposits on behalf to a child are insured by the Agency and compensated to this child. As per provisions of the law “On deposit insurance”, despite who opens a deposit, the insurer and compensator is the owner of the deposit. Thus, if the deposit title-holder is a child, the deposit under his possession is insured, not the parent who manages this account. In case of compensation, the payment is effectuated through the parent, in the capacity of his/her legal representative.
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Dear Depositor! Be informed!
ADIA insures your deposits.

Your deposits in Banks are insured
up to 2.500.000 lek

Your deposits in SCA are insured
up to 2.000.000 lek

Insured deposits!
Guaranteed compensation!
If a child has a saving account managed by his/her parent/s, is this deposit insured and separated from deposit/s of his/her parent?


IADI webinar on Single Customer View: An essential tool for effective depositor reimbursement.
Published on:19-10-2022
On the visit of the Albanian Deposit Insurance Agency to Finansiel Stabilitet, Denmark
Published on:07-10-2022
Joint meeting between the Albanian Deposit Insurance Agency and the Deposit Insurance Fund of Kosovo (DIFK)
Published on:16-09-2022
All announcements
The deposit insurance authorities of Hungary and Albania sign a Memorandum of Understanding
Published on:04-11-2022
The Albanian Deposit Insurance Agency takes part on the occassion of the 30th anniversary of the Serbian Deposit Insurance Agency
Published on:24-12-2019
The Albanian Deposit Insurance Agency hosts the 40th Meeting of the International Association of Deposit Insurers’ Europe Regional Committee and the Technical Assistance Workshop “Dealing with Contingency Planning, Crisis Management and Failure Resolution”
Published on:09-04-2019
All activities
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