{"id":7217,"date":"2024-01-01T00:00:07","date_gmt":"2024-01-01T00:00:07","guid":{"rendered":"https:\/\/asd.gov.al\/home\/"},"modified":"2026-07-17T08:39:29","modified_gmt":"2026-07-17T08:39:29","slug":"home","status":"publish","type":"page","link":"https:\/\/asd.gov.al\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-b5cf475c alignfull uagb-is-root-container\">\n<div class=\"wp-block-cover alignfull is-light has-custom-content-position is-position-bottom-center\" style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-top:0%;padding-right:0px;padding-bottom:0%;padding-left:0px;min-height:88vh;aspect-ratio:unset;\"><video class=\"wp-block-cover__video-background intrinsic-ignore\" autoplay muted loop playsinline src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/05\/WhatsApp-Video-2024-05-23-um-18.11.02_ea150413.mp4\" data-object-fit=\"cover\"><\/video><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background-color:#FFF;background:linear-gradient(180deg,rgba(0,0,0,0) 0%,rgba(255,255,255,0.01) 31%,rgb(0,0,0) 100%)\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-container-core-cover-is-layout-79b2c4df wp-block-cover-is-layout-flow\">\n<div data-aos= \"fade-down\" data-aos-duration=\"600\" data-aos-delay=\"0\" data-aos-easing=\"linear\" data-aos-once=\"true\" class=\"wp-block-uagb-advanced-heading uagb-block-3db18773\"><h1 class=\"uagb-heading-text\">Secured Deposit <\/h1><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"600\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-advanced-heading uagb-block-db639a54\"><h1 class=\"uagb-heading-text\">Guaranteed Compensation<\/h1><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b7e0e91a alignfull uagb-is-root-container\">\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-ce93f7e4 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-f386b2dd\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1.png\" alt=\"\" class=\"wp-image-2111\" style=\"object-fit:cover\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-025667dd\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-77c2e05b\"><h2 class=\"uagb-heading-text\">Who<\/h2><p class=\"uagb-desc-text\">is ensured by the deposit<br>insurance scheme?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-ef5a46b7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-990e7b8f\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3.png\" alt=\"\" class=\"wp-image-2156\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ca0103df\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0c426ad1\"><h2 class=\"uagb-heading-text\">How much<\/h2><p class=\"uagb-desc-text\">is the <br>compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-dbcb7089 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-562676a9\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2.png\" alt=\"\" class=\"wp-image-2157\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b7594107\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-eb701ae0\"><h2 class=\"uagb-heading-text\">When<\/h2><p class=\"uagb-desc-text\">will I get<br>the compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-080ab429 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-ddf1c2d6\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i4.png\" alt=\"\" class=\"wp-image-2158\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2afabecf\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-96f17bee\"><h2 class=\"uagb-heading-text\">How<\/h2><p class=\"uagb-desc-text\">do I get the<br>compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8890d943 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-77dd386a\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1601a5a7\"><h2 class=\"uagb-heading-text\">About ADIA<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-left justify wp-block-paragraph\">ADIA administers the deposit insurance scheme. The agency secures deposits in banks and non-profit organizations in the territory of the Republic of Albania, which are the member subjects of the scheme. Their membership in the scheme is compulsory. ASD is a &#8220;paybox plus&#8221; model. The law &#8220;On deposit insurance&#8221;, as amended, also allows the Agency to participate by transferring financial means, of the compensation fund, during the extraordinary intervention in banks, in accordance with the provisions of the law &#8220;On recovery and extraordinary intervention in bank in the Republic of Albania&#8221;.    <\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-ac16bf9a\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9a535e83 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/asd.gov.al\/en\/home\/about-us\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Lexo me shum\u00eb<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d572eddc\">\n<div class=\"wp-block-uagb-container uagb-block-ea52138e\">\n<figure class=\"wp-block-video\"><video height=\"720\" style=\"aspect-ratio: 1280 \/ 720;\" width=\"1280\" controls poster=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/video-2-e1709395186149.png\" preload=\"auto\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Agjencia-e-Sigurimit-te-Depozitave-Si-kryhet-procesi-i-kompensimit_.mp4\"><\/video><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c396784b alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-f8176f40\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-17789b16\"><h2 class=\"uagb-heading-text\">Banks member of the scheme <\/h2><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7d73b4bf\">\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"wp-block-uagb-image-gallery uagb-block-930e2625     \"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery spectra-image-gallery__layout--carousel\">\n\t\t\t\t\t\t\t\t<div class=\"uagb-slick-carousel uagb-block-930e2625\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7119\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7120\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7121\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7122\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7123\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7124\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7125\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7126\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7127\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7128\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7129\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"12502\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/logo-jetbank-1.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/logo-jetbank-1.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/logo-jetbank-1.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"12508\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/zirat-bank.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/zirat-bank.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2026\/07\/zirat-bank.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2cce49db alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-e50c1cc4 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32e9d78c\">\n<div class=\"wp-block-uagb-counter uagb-block-7c597617 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"93\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">e depozituesve n\u00eb banka<br>kompensohen plot\u00ebsisht<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3107f6d4\">\n<div class=\"wp-block-uagb-counter uagb-block-8513426e wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"56.8\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">e depozitave bankare<br>q\u00eb p\u00ebrfshihen n\u00eb skem\u00eb<br>kompensohen<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-50fa1777\">\n<div class=\"wp-block-uagb-counter uagb-block-99d5ead2 wp-block-uagb-counter--number asd-sufix\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"76.7\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">mld Lek\u00eb<\/span><\/div><div class=\"wp-block-uagb-counter__title\">fondi p\u00ebr kompensimin<br>e depozitave n\u00eb Banka.<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-dee8f125 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-598a9c76\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-a2c06641\"><h2 class=\"uagb-heading-text\">SCA&#8217;s member of the scheme<\/h2><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-90219084\">\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"wp-block-uagb-image-gallery uagb-block-3b02c08b     \"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery spectra-image-gallery__layout--carousel\">\n\t\t\t\t\t\t\t\t<div class=\"uagb-slick-carousel uagb-block-3b02c08b\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7110\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7111\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7112\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7113\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7114\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7115\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7116\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7117\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-wrapper\" data-spectra-gallery-image-id=\"7118\">\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ae8ae3fd alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-08291fcb alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-c3890a72\">\n<div class=\"wp-block-uagb-counter uagb-block-7342ed54 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"90\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">e depozituesve n\u00eb shkk<br>kompensohen plot\u00ebsisht.<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-da698436\">\n<div class=\"wp-block-uagb-counter uagb-block-90cc75d4 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"70\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">e depozitave n\u00eb shkk<br>q\u00eb p\u00ebrfshihen n\u00eb skem\u00eb<br>kompensohen.<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-462d320f\">\n<div class=\"wp-block-uagb-counter uagb-block-856abd26 wp-block-uagb-counter--number asd-sufix\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"290.1\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">mln Lek\u00eb<\/span><\/div><div class=\"wp-block-uagb-counter__title\">fondi p\u00ebr kompensimin<br>e depozitave n\u00eb SHKK.<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c9371380 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-60312bdc\">\n<div class=\"wp-block-uagb-container uagb-block-f9c33991 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-208b0073\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-84e86606\"><h2 class=\"uagb-heading-text\">The most frequently asked questions<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Find answers to all your questions<br>in relation to our service.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2912d927\"><form role=\"search\" method=\"get\" action=\"https:\/\/asd.gov.al\/en\/\" class=\"wp-block-search__button-inside wp-block-search__icon-button wp-block-search\"    ><label class=\"wp-block-search__label has-small-font-size\" for=\"wp-block-search__input-1\" >We help you find the answer faster<\/label><div class=\"wp-block-search__inside-wrapper\"  style=\"border-width: 0px;border-style: none\"><input class=\"wp-block-search__input has-small-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Similar keywords...\" value=\"\" type=\"search\" name=\"s\" required  style=\"border-radius: 0px\"\/><button aria-label=\"Search\" class=\"wp-block-search__button has-text-color has-ast-global-color-5-color has-background has-small-font-size has-icon wp-element-button\" type=\"submit\"  style=\"border-radius: 0px;background-color: #ce0e2d\"><svg class=\"search-icon\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-91089160 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-1d965056 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-e9de7ad5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How is the compenstation amount calculated?<\/span><\/div><div class=\"uagb-faq-content\"><p>The amount of compensation is calculated and paid in Albanian lek (ALL).<br \/>When calculating the compensation amount for a depositor (including an individual, sole trader, or legal entity), the total of all deposits eligible for insurance under the law is taken into account, regardless of the currency in which they are held, in a bank or savings and credit association. This total includes accrued but unpaid interest as of the date of the insured event. From this amount, any outstanding obligations that the depositor owes to the financial institution placed under compulsory liquidation are deducted.<br \/>If a deposit eligible for compensation is held in a joint account, it is divided equally among the co-owners, unless otherwise specified in agreements or contracts between the parties. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-b637e120 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Who pays for deposit insurance of bank depositors and\/or sca that goes bankrupt?<\/span><\/div><div class=\"uagb-faq-content\"><p>Banks and SCA pay for the insurance of depositors&#8217; deposits.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-10fb91dd \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">If the depositor has deposits in ALL and in foreign currency, how is the compensation made?<\/span><\/div><div class=\"uagb-faq-content\"><p>In case of compensation, deposits in foreign currency are converted into ALL, at the official exchange rate, on the day the bank or SCA is placed in forced liquidation.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<p class=\"has-text-align-center has-ast-global-color-8-color has-text-color has-link-color has-small-font-size wp-elements-afa4c8a3fb86e3bfe5884f096dce6afe wp-block-paragraph\">Didn&#8217;t get the answer? Click the button below for more answers or <a href=\"https:\/\/asd.gov.al\/en\/home\/contact-form\/\" data-type=\"page\" data-id=\"3423\">contact us<\/a>. <\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-27961531\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-72f8a1c3 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Lexo me shum\u00eb<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>About ADIA ADIA administers the deposit insurance scheme. The agency [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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