{"id":7217,"date":"2024-01-01T00:00:07","date_gmt":"2024-01-01T00:00:07","guid":{"rendered":"https:\/\/asd.gov.al\/home\/"},"modified":"2026-01-29T11:48:08","modified_gmt":"2026-01-29T11:48:08","slug":"home","status":"publish","type":"page","link":"https:\/\/asd.gov.al\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-b5cf475c alignfull uagb-is-root-container\">\n<div class=\"wp-block-cover alignfull is-light has-custom-content-position is-position-bottom-center\" style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-top:0%;padding-right:0px;padding-bottom:0%;padding-left:0px;min-height:88vh;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background-color:#FFF;background:linear-gradient(180deg,rgba(0,0,0,0) 0%,rgba(255,255,255,0.01) 31%,rgb(0,0,0) 100%)\"><\/span><video class=\"wp-block-cover__video-background intrinsic-ignore\" autoplay muted loop playsinline src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/05\/WhatsApp-Video-2024-05-23-um-18.11.02_ea150413.mp4\" data-object-fit=\"cover\"><\/video><div class=\"wp-block-cover__inner-container is-layout-flow wp-container-core-cover-is-layout-fd2d1142 wp-block-cover-is-layout-flow\">\n<div data-aos= \"fade-down\" data-aos-duration=\"600\" data-aos-delay=\"0\" data-aos-easing=\"linear\" data-aos-once=\"true\" class=\"wp-block-uagb-advanced-heading uagb-block-3db18773\"><h1 class=\"uagb-heading-text\">Secured Deposit <\/h1><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"600\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-advanced-heading uagb-block-db639a54\"><h1 class=\"uagb-heading-text\">Guaranteed Compensation<\/h1><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b7e0e91a alignfull uagb-is-root-container\">\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-ce93f7e4 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-f386b2dd\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1.png\" alt=\"\" class=\"wp-image-2111\" style=\"object-fit:cover\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-025667dd\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-77c2e05b\"><h2 class=\"uagb-heading-text\">Who<\/h2><p class=\"uagb-desc-text\">is ensured by the deposit<br\/>insurance scheme?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-ef5a46b7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-990e7b8f\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3.png\" alt=\"\" class=\"wp-image-2156\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ca0103df\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0c426ad1\"><h2 class=\"uagb-heading-text\">How much<\/h2><p class=\"uagb-desc-text\">is the <br\/>compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-dbcb7089 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-562676a9\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2.png\" alt=\"\" class=\"wp-image-2157\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b7594107\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-eb701ae0\"><h2 class=\"uagb-heading-text\">When<\/h2><p class=\"uagb-desc-text\">will I get<br\/>the compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div id=\"kskkk\" class=\"wp-block-uagb-container uagb-block-080ab429 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-ddf1c2d6\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i4.png\" alt=\"\" class=\"wp-image-2158\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2afabecf\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-96f17bee\"><h2 class=\"uagb-heading-text\">How<\/h2><p class=\"uagb-desc-text\">do I get the<br\/>compensation amount?<\/p><\/div>\n<\/div>\n<\/div><a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-8890d943 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-77dd386a\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1601a5a7\"><h2 class=\"uagb-heading-text\">About ADIA<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-left justify\">ADIA administers the deposit insurance scheme. The agency secures deposits in banks and non-profit organizations in the territory of the Republic of Albania, which are the member subjects of the scheme. Their membership in the scheme is compulsory. ASD is a &#8220;paybox plus&#8221; model. The law &#8220;On deposit insurance&#8221;, as amended, also allows the Agency to participate by transferring financial means, of the compensation fund, during the extraordinary intervention in banks, in accordance with the provisions of the law &#8220;On recovery and extraordinary intervention in bank in the Republic of Albania&#8221;.    <\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-ac16bf9a\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9a535e83 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/asd.gov.al\/en\/home\/about-us\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Read More<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d572eddc\">\n<div class=\"wp-block-uagb-container uagb-block-ea52138e\">\n<figure class=\"wp-block-video\"><video height=\"720\" style=\"aspect-ratio: 1280 \/ 720;\" width=\"1280\" controls=\"\" poster=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/video-2-e1709395186149.png\" preload=\"auto\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Agjencia-e-Sigurimit-te-Depozitave-Si-kryhet-procesi-i-kompensimit_.mp4\"><\/video><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-c396784b alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-f8176f40\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-17789b16\"><h2 class=\"uagb-heading-text\">Banks member of the scheme <\/h2><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7d73b4bf\">\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"wp-block-uagb-image-gallery uagb-block-930e2625     \"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery spectra-image-gallery__layout--carousel\">\n\t\t\t\t\t\t\t\t<div class=\"uagb-slick-carousel uagb-block-930e2625\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3748'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-01-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3749'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-02-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3750'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-03-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3751'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-04-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3752'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-05-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3753'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-06-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3754'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-07-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3755'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-08-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3756'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-09-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3757'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-10-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3758'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-banka-11-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-2cce49db alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-e50c1cc4 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32e9d78c\">\n<div class=\"wp-block-uagb-counter uagb-block-7c597617 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"93\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">of bank depositors<br>are fully compensated<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3107f6d4\">\n<div class=\"wp-block-uagb-counter uagb-block-8513426e wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"57.9\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">of bank deposits<br>that are included in the scheme<br>are compensated<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-50fa1777\">\n<div class=\"wp-block-uagb-counter uagb-block-99d5ead2 wp-block-uagb-counter--number asd-sufix\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"69.4\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">mld All<\/span><\/div><div class=\"wp-block-uagb-counter__title\">compensation fund<br>of the deposits in the bank<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-dee8f125 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-598a9c76\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-a2c06641\"><h2 class=\"uagb-heading-text\">SCA&#8217;s member of the scheme<\/h2><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-90219084\">\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"wp-block-uagb-image-gallery uagb-block-3b02c08b     \"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery spectra-image-gallery__layout--carousel\">\n\t\t\t\t\t\t\t\t<div class=\"uagb-slick-carousel uagb-block-3b02c08b\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3709'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-01-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3710'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-02-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3711'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-03-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3712'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-04-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3713'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-05-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3714'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-06-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3715'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-07-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3716'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-08-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='spectra-image-gallery__media-wrapper' data-spectra-gallery-image-id='3717'>\n\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media spectra-image-gallery__media--carousel\">\n\t\t\t\t<picture>\n\t\t\t\t\t<source media=\"(min-width: 1024px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-300x120.jpg\">\n\t\t\t\t\t<source media=\"(min-width: 768px)\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-1024x411.jpg\">\n\t\t\t\t\t<img decoding=\"async\" class=\"spectra-image-gallery__media-thumbnail spectra-image-gallery__media-thumbnail--carousel\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/logo-shkk-09-1-300x120.jpg\" alt=\"\" \/>\n\t\t\t\t<\/picture>\n\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-blurrer\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"spectra-image-gallery__media-thumbnail-caption-wrapper spectra-image-gallery__media-thumbnail-caption-wrapper--overlay\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-ae8ae3fd alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-08291fcb alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-c3890a72\">\n<div class=\"wp-block-uagb-counter uagb-block-7342ed54 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"91\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">of depositors in SCA<br>are fully compensated.<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-da698436\">\n<div class=\"wp-block-uagb-counter uagb-block-90cc75d4 wp-block-uagb-counter--number\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"71\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">%<\/span><\/div><div class=\"wp-block-uagb-counter__title\">of deposits in the SCA<br>that are included in the scheme<br>are compensated.<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-462d320f\">\n<div class=\"wp-block-uagb-counter uagb-block-856abd26 wp-block-uagb-counter--number asd-sufix\"><div class=\"wp-block-uagb-counter__number\"><span class=\"uagb-counter-block-number\" data-duration=\"1.5\" data-to-value=\"256.31\" data-from-value=\"0\" data-delimiter=\",\"><\/span><span class=\"uagb-counter-block-suffix\">mln All<\/span><\/div><div class=\"wp-block-uagb-counter__title\">compensation fund<br>of deposits in the SCA<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-c9371380 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-60312bdc\">\n<div class=\"wp-block-uagb-container uagb-block-f9c33991 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-208b0073\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-84e86606\"><h2 class=\"uagb-heading-text\">The most frequently asked questions<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-left\">Find answers to all your questions<br\/>in relation to our service.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2912d927\"><form role=\"search\" method=\"get\" action=\"https:\/\/asd.gov.al\/en\/\" class=\"wp-block-search__button-inside wp-block-search__icon-button wp-block-search\"    ><label class=\"wp-block-search__label has-small-font-size\" for=\"wp-block-search__input-1\" >We help you find the answer faster<\/label><div class=\"wp-block-search__inside-wrapper\"  style=\"border-width: 0px;border-style: none\"><input class=\"wp-block-search__input has-small-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Similar keywords...\" value=\"\" type=\"search\" name=\"s\" required  style=\"border-radius: 0px\"\/><button aria-label=\"Search\" class=\"wp-block-search__button has-text-color has-ast-global-color-5-color has-background has-small-font-size has-icon wp-element-button\" type=\"submit\"  style=\"border-radius: 0px;background-color: #ce0e2d\"><svg class=\"search-icon\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-91089160 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-1d965056 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-e9de7ad5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How is the compenstation amount calculated?<\/span><\/div><div class=\"uagb-faq-content\"><p>The amount of the compensation payment is calculated and paid in ALL.<br>In calculating the amount of deposit compensation payment for a depositor (including individual, trader and legal entity), the sum of all legally insurable deposits, in all currencies held by the depositor in a bank or SCA, is considered , including interest accrued but unpaid on the day of the insurance event. This amount is deducted from the unpaid obligations that the depositor has towards the financial institution placed in forced liquidation.<br>If the classified deposit for compensation is kept in a joint account, it is divided to each co-owner in equal parts, except for cases where it is stipulated otherwise in the agreements or contracts between the parties. K\u00ebsaj shume i zbriten detyrimet e papaguara q\u00eb depozituesi ka ndaj institucionit financiar t\u00eb vendosur n\u00eb likuidim t\u00eb detyruar.<br>N\u00ebse depozita e klasifikuar p\u00ebr kompensim mbahet n\u00eb nj\u00eb llogari t\u00eb p\u00ebrbashk\u00ebt, ajo i ndahet secilit bashk\u00ebpronar n\u00eb pjes\u00eb t\u00eb barabarta, me p\u00ebrjashtim t\u00eb rasteve kur \u00ebsht\u00eb p\u00ebrcaktuar ndryshe n\u00eb marr\u00ebveshjet apo kontratat midis pal\u00ebve.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-b637e120 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Who pays for deposit insurance of bank depositors and\/or sca that goes bankrupt?<\/span><\/div><div class=\"uagb-faq-content\"><p>Banks and SCA pay for the insurance of depositors&#8217; deposits.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-10fb91dd \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 320 512\"><path d=\"M9.375 329.4c12.51-12.51 32.76-12.49 45.25 0L128 402.8V32c0-17.69 14.31-32 32-32s32 14.31 32 32v370.8l73.38-73.38c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-128 128c-12.5 12.5-32.75 12.5-45.25 0l-128-128C-3.125 362.1-3.125 341.9 9.375 329.4z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">If the depositor has deposits in ALL and in foreign currency, how is the compensation made?<\/span><\/div><div class=\"uagb-faq-content\"><p>In case of compensation, deposits in foreign currency are converted into ALL, at the official exchange rate, on the day the bank or SCA is placed in forced liquidation.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<p class=\"has-text-align-center has-ast-global-color-8-color has-text-color has-link-color has-small-font-size wp-elements-7c3e8be8f5dea146ccc69e3233f93e5b\">Didn&#8217;t get the answer? Click the button below for more answers or <a href=\"https:\/\/asd.gov.al\/en\/home\/contact-form\/\" data-type=\"page\" data-id=\"3423\">contact us<\/a>. <\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-27961531\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-72f8a1c3 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Read More<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>About ADIA ADIA administers the deposit insurance scheme. The agency [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7217","page","type-page","status-publish","hentry"],"acf":[],"spectra_custom_meta":{"adv-header-id-meta":[""],"stick-header-meta":[""],"site-post-title":["disabled"],"theme-transparent-header-meta":[""],"_last_translation_edit_mode":["translation-editor"],"_wpml_word_count":["234"],"_wp_attachment_metadata":[""],"_wp_page_template":[""],"_edit_lock":["1719824394:1"],"_wpml_media_duplicate":["1"],"_wpml_media_featured":["1"],"_wpml_media_has_media":["1"],"_top_nav_excluded":[""],"_cms_nav_minihome":[""],"_uag_page_assets":["a:9:{s:3:\"css\";s:218216:\".wp-block-uagb-container.uagb-block-b5cf475c .uagb-container__shape-top svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-b5cf475c .uagb-container__shape.uagb-container__shape-top 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