{"id":10323,"date":"2024-01-01T00:11:52","date_gmt":"2024-01-01T00:11:52","guid":{"rendered":"https:\/\/asd.gov.al\/home\/deposit-insurance\/how\/"},"modified":"2024-08-16T09:10:07","modified_gmt":"2024-08-16T09:10:07","slug":"how","status":"publish","type":"page","link":"https:\/\/asd.gov.al\/en\/home\/deposit-insurance\/how\/","title":{"rendered":"How"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-907ea79e alignfull uagb-is-root-container\">\n<!--more-->\n<\/div>\n\n<div class=\"wp-block-uagb-container uagb-block-6414ef41 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-7f8e86c7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-b9580ed9\">\n<div class=\"wp-block-uagb-container uagb-block-24de073f\">\n<h2 class=\"wp-block-heading\">How is the compensation amount obtained?<\/h2>\n\n\n\n<p>ADIA ensures the full repayment of the depositor\u2019s funds at any bank\/sca, regardless of the number and amount of deposits, up to the amount of ALL 2,500,000 in the event that the Bank of Albania revokes the license of a bank, and up to the amount of ALL 2,000,000 in the event that the Bank of Albania revokes the license of a credit savings associations.<br\/>Compensation of deposits from ADIA is carried out through a bank operating in Albania. This bank is selected by ADIA to act on its behalf as an agent for making compensation payments.<br\/>It is not necessary to submit a claim to ADIA or the agent bank to receive payment. The compensation payment is based on your personal and deposit data as registered in the bank or sca where you placed your deposit.<br\/>As a depositor, you must visit one of the branches of the agent bank specified in the ADIA notification, and after presenting an identification document or documents for representation (for legal entities) you will be notified of the amount calculated for the compensation of your deposit.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-04bf0bee\">\n<div class=\"wp-block-uagb-container uagb-block-2efc4015\">\n<figure class=\"wp-block-video\"><video height=\"2160\" style=\"aspect-ratio: 3840 \/ 2160;\" width=\"3840\" controls=\"\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/08\/2.webm\"><\/video><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-016e470d\">\n<figure class=\"wp-block-video\"><video height=\"2160\" style=\"aspect-ratio: 3840 \/ 2160;\" width=\"3840\" controls=\"\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/08\/4.webm\"><\/video><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d3bab09e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-3fed1966\">\n<p class=\"justify\">If the compensation amount is correct and you have no claims, it can be transferred to another bank based on the data you will determine, can be placed in a deposit at the agent bank or withdrawn in cash.<br\/>If you are unable to withdraw your compensation amount in person, you can do so through a representative. To withdraw the amount, the representative must submit a notarized power of attorney to the agent bank. Powers of attorney issued abroad will be legalized in a consulate of the Republic of Albania or by a public notary and will be authenticated with an apostille stamp and legalized by the Ministry of Foreign Affairs of the Republic of Albania.  <br\/>Before visiting the agent bank, make sure that your details in the bank\/sca where you have placed your deposits are correct.<\/p>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-3ef9a1a5 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-0fe98507 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M374.6 310.6l-160 160C208.4 476.9 200.2 480 192 480s-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 370.8V64c0-17.69 14.33-31.1 31.1-31.1S224 46.31 224 64v306.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0S387.1 298.1 374.6 310.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How can I know that the deposit is insured by the Deposit Insurance Agency?<\/span><\/div><div class=\"uagb-faq-content\"><p>When opening a deposit in a bank or credit union, the employee of this financial institution must inform you about the insurance of your deposit by making available detailed information on the maximum levels of coverage from the Deposit Insurance Agency. , insured deposits and those excluded from insurance, etc. The employee of the bank or credit savings association (SCA) is obliged to give you this information before signing the contract.<br>At the moment it is agreed to open the deposit, the form for informing the depositor about the elements of the deposit insurance scheme is given to the depositor, who signs it to confirm that the necessary information has been made available to him. This form becomes part of the deposit opening and administration documentation.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-6bb8c50b \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M374.6 310.6l-160 160C208.4 476.9 200.2 480 192 480s-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 370.8V64c0-17.69 14.33-31.1 31.1-31.1S224 46.31 224 64v306.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0S387.1 298.1 374.6 310.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How does compensation work?<\/span><\/div><div class=\"uagb-faq-content\"><p>In the case when a bank or SCA, due to financial impossibility, does not make their deposits available to depositors according to the terms of the contract, the Bank of Albania places this financial entity in forced liquidation. This decision is announced publicly. Upon receiving the notification, the Deposit Insurance Agency receives from the bankrupt subject the necessary data for calculating the amount of compensation and calculates the amount for each depositor. A bank is selected through which the compensation payments will be made and the relevant data is transmitted to this bank.   <br><br>The Deposit Insurance Agency informs the public through means of public communication when and how the compensation process will be carried out. Importantly, depositors do not have to take any action. It is not necessary to contact the bank or the SCA placed in forced liquidation or the Deposit Insurance Agency. Depositors only need to present themselves with an identification document at the counters of the bank through which the compensation payments will be made and receive the compensation payment according to the legal provisions.   <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-212fc178 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M374.6 310.6l-160 160C208.4 476.9 200.2 480 192 480s-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 370.8V64c0-17.69 14.33-31.1 31.1-31.1S224 46.31 224 64v306.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0S387.1 298.1 374.6 310.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How is the compenstation amount calculated?<\/span><\/div><div class=\"uagb-faq-content\"><p>The amount of the compensation payment is calculated and paid in ALL.<br><br>Depositors&#8217; compensation payment is calculated as follows:<br><br>In calculating the amount of deposit compensation payment for a depositor (including individual, trader and legal entity), the sum of all legally insurable deposits, in all currencies held by the depositor in a bank or SCA, is considered , including interest accrued but unpaid on the day of the insurance event. This amount is deducted from the unpaid obligations that the depositor has towards the financial institution placed in forced liquidation. <br><br>If the classified deposit for compensation is kept in a joint account, it is divided to each co-owner in equal parts, except for cases where it is stipulated otherwise in the agreements or contracts between the parties.<br><br>The amount of the deposit for compensation is equal to the amount of deposits accepted by the insurance law that the depositor has in the bank or SCA on the day of the insurance event (the placement of this financial institution in forced liquidation by the Bank of Albania) , but cannot exceed the amount of 2,500,000 ALL for deposits in banks and 2,000,000 ALL for deposits in SCA.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-7ef2505d \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M374.6 310.6l-160 160C208.4 476.9 200.2 480 192 480s-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 370.8V64c0-17.69 14.33-31.1 31.1-31.1S224 46.31 224 64v306.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0S387.1 298.1 374.6 310.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How to correctly identify depositors if they have the same first and last name?<\/span><\/div><div class=\"uagb-faq-content\"><p>The unique identification of the depositor is done through a valid identification document as well as the deposit contract or any other document that proves the ownership of the deposit.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-2656fd4d \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M374.6 310.6l-160 160C208.4 476.9 200.2 480 192 480s-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 370.8V64c0-17.69 14.33-31.1 31.1-31.1S224 46.31 224 64v306.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0S387.1 298.1 374.6 310.6z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">How is deposit compensation obtained for depositors who are not present in the Republic of Albania?<\/span><\/div><div class=\"uagb-faq-content\"><p>Deposit compensation can be obtained through the presentation of general or special powers of attorney. In addition, the time limit within which depositors can appear to withdraw the deposit compensation amount is 10 years. <\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-9e78469c\">\n<div class=\"wp-block-uagb-container uagb-block-a706d3d5\">\n<div class=\"wp-block-uagb-container uagb-block-16a15e3f\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-056ea87f wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1-zi.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1-zi.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1-zi.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i1-zi.png\" alt=\"\" class=\"uag-image-2499\" width=\"74\" height=\"90\" title=\"i1-zi\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-4c7e323b\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-4f3c84f0\"><h4 class=\"uagb-heading-text\">Who is insured by the deposit insurance scheme?<\/h4><\/div>\n<\/div>\n<a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-bbad9a2f\">\n<div class=\"wp-block-uagb-container uagb-block-3a4737b7\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-908b2c22 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png\" alt=\"\" class=\"uag-image-2475\" width=\"2\" height=\"40\" title=\"Line-2\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-adc0d872\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-32b9ab29\">\n<div class=\"wp-block-uagb-container uagb-block-8ce574be\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-9f549d1e wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3-1.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3-1.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3-1.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i3-1.png\" alt=\"\" class=\"uag-image-2480\" width=\"74\" height=\"90\" title=\"i3-1\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2780e09c\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d4fc91bf\"><h4 class=\"uagb-heading-text\">What is the<br\/>compensation amount<\/h4><\/div>\n<\/div>\n<a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-49aa3786\">\n<div class=\"wp-block-uagb-container uagb-block-e8aa4b0f\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-672f49ac wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png\" alt=\"\" class=\"uag-image-2475\" width=\"2\" height=\"40\" title=\"Line-2\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f6159312\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7fa01d9b\">\n<div class=\"wp-block-uagb-container uagb-block-082e31bf\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-9f15801c wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2-1.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2-1.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2-1.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/i2-1.png\" alt=\"\" class=\"uag-image-2481\" width=\"74\" height=\"90\" title=\"i2-1\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-56273f29\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-a5b4f2fe\"><h4 class=\"uagb-heading-text\">When will I receive the <br\/>compensation amount?<\/h4><\/div>\n<\/div>\n<a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-97123331\">\n<div class=\"wp-block-uagb-container uagb-block-699a0040\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-2bf95093 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/Line-2-edited.png\" alt=\"\" class=\"uag-image-2475\" width=\"2\" height=\"40\" title=\"Line-2\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3cc20712\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-4b22c023\">\n<div class=\"wp-block-uagb-container uagb-block-e737a974\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-507552c1 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/icon4.png ,https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/icon4.png 780w, https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/icon4.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/asd.gov.al\/wp-content\/uploads\/2024\/03\/icon4.png\" alt=\"\" class=\"uag-image-3657\" width=\"74\" height=\"90\" title=\"icon4\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2a0bc44b\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-4d7ac9da\"><h4 class=\"uagb-heading-text\">How is the compensation<br\/>amount obtained?<\/h4><\/div>\n<\/div>\n<a class=\"spectra-container-link-overlay\" rel=\"noopener\"> <\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":10302,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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