The law “On deposit insurance” enables all the mechanisms to guarantee that the Agency fulfils entirely the obligations toward depositors. To this end, the Agency has established and manages the deposit compensation fund. This fund is financed from the state Budget and keeps growing through initial contribution payments of first – time subjects members, periodic insurance premium and income and capital growth from its operations over years. In case of insufficient funding, the Agency could collect special contributions from these subjects. Likewise, the Agency establishes agreements with international financial institutions enabling additional funds to depositors’ compensation. If further funding would be necessary, the Law anticipates that the Agency might borrow from the State Budget, subventions or growth of fundamental fund.
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Dear Depositor! Be informed!
ADIA insures your deposits.

Your deposits in Banks are insured
up to 2.500.000 lek

Your deposits in SCA are insured
up to 2.000.000 lek

Insured deposits!
Guaranteed compensation!
Can it happen that the ADIA could not afford to pay for all the insured deposits? How can ADIA ensure reimbursement funds to guarantee deposits?


IADI webinar on Single Customer View: An essential tool for effective depositor reimbursement.
Published on:19-10-2022
On the visit of the Albanian Deposit Insurance Agency to Finansiel Stabilitet, Denmark
Published on:07-10-2022
Joint meeting between the Albanian Deposit Insurance Agency and the Deposit Insurance Fund of Kosovo (DIFK)
Published on:16-09-2022
All announcements
The deposit insurance authorities of Hungary and Albania sign a Memorandum of Understanding
Published on:04-11-2022
The Albanian Deposit Insurance Agency takes part on the occassion of the 30th anniversary of the Serbian Deposit Insurance Agency
Published on:24-12-2019
The Albanian Deposit Insurance Agency hosts the 40th Meeting of the International Association of Deposit Insurers’ Europe Regional Committee and the Technical Assistance Workshop “Dealing with Contingency Planning, Crisis Management and Failure Resolution”
Published on:09-04-2019
All activities
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