Can it happen that the ADIA could not afford to pay for all the insured deposits? How can ADIA ensure reimbursement funds to guarantee deposits?

The law “On deposit insurance” enables all the mechanisms to guarantee that the Agency fulfils entirely the obligations toward depositors. To this end, the Agency has established and manages the deposit compensation fund. This fund is financed from the state Budget and keeps growing through initial contribution payments of first – time subjects members, periodic insurance premium and income and capital growth from its operations over years. In case of insufficient funding, the Agency could collect special contributions from these subjects. Likewise, the Agency establishes agreements with international financial institutions enabling additional funds to depositors’ compensation. If further funding would be necessary, the Law anticipates that the Agency might borrow from the State Budget, subventions or growth of fundamental fund.