The law “On deposit insurance” enables all the mechanisms to guarantee that the Agency fulfils entirely the obligations toward depositors. To this end, the Agency has established and manages the deposit compensation fund. This fund is financed from the state Budget and keeps growing through initial contribution payments of first – time subjects members, periodic insurance premium and income and capital growth from its operations over years. In case of insufficient funding, the Agency could collect special contributions from these subjects. Likewise, the Agency establishes agreements with international financial institutions enabling additional funds to depositors’ compensation. If further funding would be necessary, the Law anticipates that the Agency might borrow from the State Budget, subventions or growth of fundamental fund.
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Dear Depositor! Be informed!
ADIA insures your deposits.

Your deposits in Banks are insured
up to 2.500.000 lek

Your deposits in SCA are insured
up to 2.000.000 lek

Insured deposits!
Guaranteed compensation!
Can it happen that the ADIA could not afford to pay for all the insured deposits? How can ADIA ensure reimbursement funds to guarantee deposits?


On the meeting of the Balkans deposit insurance authorities, member of EFDI.
Published on:08-06-2023
Representation of the Deposit Insurance Agency at the Seminar organized by IADI on the topic: Main challenges in compensation of depositors
Published on:22-05-2023
Study visit of the delegation of the Banking and Financial Supervision Commission (Commision de Supervision Bancaire et Financière - CSBF) of Madagascar, at the Albanian Deposit Insurance Agency
Published on:09-05-2023
All announcements
The deposit insurance authorities of Hungary and Albania sign a Memorandum of Understanding
Published on:04-11-2022
The Albanian Deposit Insurance Agency takes part on the occassion of the 30th anniversary of the Serbian Deposit Insurance Agency
Published on:24-12-2019
The Albanian Deposit Insurance Agency hosts the 40th Meeting of the International Association of Deposit Insurers’ Europe Regional Committee and the Technical Assistance Workshop “Dealing with Contingency Planning, Crisis Management and Failure Resolution”
Published on:09-04-2019
All activities
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